“When they submit rates, they know that they’ve got to stay under the 20 percent cap or they’re going to have to refund it back, anyways,” Schwartzer said in an interview. He also said premiums have historically been higher in Wisconsin, pointing to a 2012 Health and Human Services Department study that showed private employers in the Badger State paid premiums that were 7 percent higher on average than in Minnesota. Analysts say premiums are based on a number of factors, from health costs and demographics to market competitiveness. But when it comes to Wisconsin and Minnesota, none of those appears to account for such a wide disparity. The nonpartisan Kaiser Family Foundation found that health care costs in the two states are roughly the same. Per capita expenditures were $7,409 in Minnesota versus $7,233 in Wisconsin, according to the most recent data released in 2011 by the Centers for Medicare and Medicaid Services. And the costs have grown annually since 1991 at nearly the same rate — 6.7 percent in Wisconsin and 7 percent in Minnesota. As for competitiveness, there are only five insurers offering plans on the Minnesota exchange, while there are 13 carriers participating in the Wisconsin exchange. Cynthia Cox, a policy analyst at the Kaiser Family Foundation, said regulation also plays a role in premium levels. In Minnesota, regulators forced insurers in several cases to resubmit lower rates because they questioned the justifications for them. In Wisconsin, regulators took a more hands-off approach and let all the rates go through as-is after reviewing carriers’ justifications.
The study, published in the journal Brain, Behavior, and Immunity , is based on data from 43,685 women ages 50 to 77 who did not have depression when they first entered the study in 1996, and who were followed until 2008. They completed food frequency questionnaires so researchers could get a feel of the sorts of diets they consumed, and also gave information on depression based on a strict and broad definition. “We used a strict definition of depression that required both self-reported physician-diagnosed depression and use of antidepressants, and a broader definition that included women who reported either clinical diagnosis or antidepressant use,” the team of researchers from Harvard University, the German Institute of Human Nutrition and Laval University wrote in the study. At the end of the study period, 2,594 people had depression based on the stricter definition, and 6,446 people had depression based on the broader definition. The researchers found that women who ate the most inflammation-linked foods had a 29 percent higher risk of depression when applying its broader definition, and a 41 percent higher risk of depression when applying its stricter definition, compared with women who ate the lowest amount of inflammation-linked foods. The inflammation-linked diet consumed by the women in the study included lots of refined grains — including bagels, pasta and white rice — as well as soft drinks, red meat and margarine.
A new study suggests excessive salt intake contributes to obstructive sleep apnoea With sleep apnoea, the throat closes repeatedly at night, blocking air-flow Excessive salt intake might lead to a build up of fluid in the body When the patient lies down, this fluid shifts into the neck during sleep It’s thought this leads to a narrowing of upper neck airways PUBLISHED: 18:45 EST, 4 November 2013 | UPDATED: 18:54 EST, 4 November 2013 10 shares
But research shows that the fat you eat isn’t really linked to weight gain and disease, according to the Harvard School of Public Health . Instead, it’s the total amount of calories eaten, as well as “bad” fats like trans and saturated fats found in meat and processed foods, that seem to be linked to health problems. HSPH notes that people who go on low-fat diets often end up cutting out the good fats too, like monounsaturated and polyunsaturated fats found in olive oil and fatty fish. Not only is fat good for you in moderation, but labels like “low-fat” and “nonfat” actually trick people into eating more, according to a study conducted by the Cornell University Food and Brand Lab . Researchers found that people who saw snack foods with a “low fat” label ate up to 50 percent more than those who ate from bags without the label. Eaters also underestimated the calorie content of “lowfat” M&Ms and granola by 48 percent and 50 percent, respectively — especially overweight people. Instead of assuming that low-fat or nonfat foods are automatically better for you, read the nutritional labels first. You might just find that low-fat or nonfat versions actually have more sugar or calories than the normal-fat foods. 2. Going hungry.
The reality mom and best-selling author writes in her new memoir that she essentially starved herself after giving birth to her fourth child, son Finn last year. “I really don’t exercise much, period,” Spelling, 40, writes in her new book, according to Us Weekly .
Your Man vs. Skinny Jeans: When Weight Loss Ruins Love
People whose weight hadnt budged became critical, disinterested in sex, and even tried to tempt their partners with fatty foods in order to derail their progress. The difference between happy and not-so-happy couples boiled down to the amount of support in the relationship. When both partners were on board with a weight-loss plan, they felt closer. But if one person resisted, their bond suffered. Weight loss causes relationship stress because it triggers peoples fundamental insecurities, Bethany Marshall, PhD, a Los Angeles-based psychotherapist, tells Yahoo Shine.
Weight Loss Tips: 6 Steps to a Quick Fix
6. COMMITMENT. Commitment is the little engine that could. Commitment is what comes next, because until youve made it through the 5 steps, until youve hit a wall, had a bad day, fallen off the wagon, you have not had an opportunity to truly experience commitment. Commitment is what keeps you moving forward; its what gets us through tough times. Commitment reaffirms willingness. Sticking with something making a serious commitment through THICK and THIN. The quick fixes, the skipping meals, the exercise abuse all of it are ways to avoid the truth.